I use the word ‘mastery’ for good reason. I encourage you to become your own Master. I want you to start taking the personal responsibility for your own financial future. Know that it is not merely “ask and it shall be given unto you” more “demand and insist of your higher self that you exercise your right to abundance”! This abundance can be likened to an ocean. Some people come to this ocean with thimbles to fill while others bring huge buckets. Others still choose to remain away from the waters edge. The ocean cares not.

So no more pathetic shilly-shallying - stop dreaming about how nice it would be to be rich – get off your buttocks, stop playing that childish “victim role game” and start your wealth creation program without delay. Promise yourself that this time you will damn well stick to it.

Secondly, you must be crystal clear on your objective and know exactly what “being a millionaire (or a multi-millionaire) is.”  No, don’t go getting your back up! You don’t know exactly! If you fully understood, you would already be wealthy!  If you are unsure of where you are going, you can be sure you won’t get there. So if you are one of those who proclaim,  “I want to make heaps of money” or  “I am not making ends meet – I need a huge income or extra cash” – forget this article – go elsewhere. Come back when you really want to succeed at amassing a great fortune.

“A millionaire is a person whose total assets, if sold off in a non-fire-sale situation, would bring (after tax obligations - if any) a net minimum of $1,000,000.00”

Now just to get you even angrier, I’m going to say that again. “A millionaire is a person whose total assets if sold off in a non-fire-sale situation would bring (after tax obligations - if any) a net minimum of $1,000,000.00”

Oh you knew that did you? OK smarty-pants, then tell me what is the total of your realizable net assets right now?  What? You don’t know? You can only make a rough guess? Not good enough. There’s only one thing worse than not knowing where you are going, it’s not knowing where you are right now to get there!

So get that list going NOW! The total will be your WEALTH TOTAL right NOW.  All we need to do is to increase that total way past the million-dollar mark and hey, you can then call yourself a millionaire.  I aim to convince you that millionaire status is so easy to achieve and that you will be guaranteed to have immense fun upon this awesome journey.


OK so you have now fired up your passion, you know where you are going and where you are right now. Now fourthly, I want to make this bone headed statement that will bound to get your hair standing up. “Up till now you’ve been a lousy dead beat business-person!”

“Yikes Charles, I find your methods insulting – why I haven’t even been in business! So you are dead wrong there!”

Oh haven’t you? Are you sure? Let’s get the birds eye view. Please consider:

A business has a gross annual income (turnover) and from that total pays all overheads. From the net income or profit (if any) tax is payable. Now the amount that is left, can either be used to create wealth - or it can be spent on non-wealth creating products or services - for example, spending the surplus on a vacation etc.

Similarly, a working person or couple has a combined gross annual income (turnover) and from that total pays all domestic overheads. Now the amount that is left, can either be used to create wealth - or it can be spent on non-wealth creating products or services - for example, spending the surplus on a vacation etc.

You can see from the above that in both examples – there is income – there are expenses/out goings and hopefully something left at the end that one can optionally spend.  So I will repeat, “Up till now you’ve been a lousy dead beat business-person!”

Now most “business” folks are like rudderless ships on a stormy sea being tossed around at the mercy of the elements. That is why statistics continually prove that most people “regardless of income” end up on the rocks of financial instability. They spend their lives being too busy trying to make or earn money to become super rich. So lets once and for all, short cut this whole tedious process and change the mind set from “making money” to “Creating Wealth.”

Fifthly: Clearing out the dross in your life to make room for the new is the next important step. The dross I talk of comes under three general headings - habits, people and goods and chattels. Why not begin to replace the costly time wasting and money consuming habits with the habit of wealth creation? Why not begin to replace the hangers on in your life with people who are also on the success path? Enough said: I leave the “habits and people” headings up to you, however the unwanted “goods and chattels” will be the seed of your million-dollar fortune. Be vicious! Go through all your goods and chattels and everything you don’t need or use, put to one side for your garage or boot sale (even if you are emotionally attached). Ask your friends and relatives to “donate” to the greatest cause on Earth – your future millionaire status.  Then have your sale and raise your seed money. Ah! Ah. Yes, you may only get a hundred or so dollars out of it and you may have that much already in the bank but do as I say. Eat humble pie – it’s good for you. You cannot learn by always taking the easy way out. If you can’t create the seed, do not expect to create the fruits.

Sixthly - Now there exists two main techniques of wealth creation you should know about. To this day I still use both techniques as separate streams of wealth creation. I call them the arbitrage-compound system or the straight multiplier system. The arbitrage-compound system works on buying in bulk very cheaply and selling at bargain basement prices so that customers almost queue up for more. Your mark up will only be between 25% - 27%. Why? Because your compounding capital doubles every 3 rotations. EG Alice, one of my students, used this method to kick start her wealth program. From her seed money, she bought of all things, a popular brand of coffee beans in bulk and packaged them up in 500 gram cellophane packets. Supplying her work mates, friends and neighbors her $130.00 soon grew to well over $5,000.00 of supplies of coffee. Alice then branched out and now has several items she buys at around $400.00 and resells at about $500.00. By the time you read this article Alice’s wealth total, in her still part time wealth program, will have steamed past the $100,000.00  mark. Now Alice IS NOT running a business. She is Wealth Creating. Can you see the difference?

The straight multiplier system is where you will look for items upon which you know you can at least double or triple your money. Initially go to boot and garage sales and charity shops, auctions etc. Buy bargains at give away prices. Sell them on Ebay or advertise on the local shopping centers’ bulletin boards. As you sell keep buying and doubling and tripling your money. Do not spend even one cent of these funds on anything except your wealth program. Allow your wealth program to multiply till your asset sheet exceeds the first $100,000.00.

Once that level has been reached your apprenticeship is over. The second $100,000.00 in wealth (assets) will be achieved in about one third of the time of the first and so on. Two things you will notice: Bargains and opportunities to buy will arise continuously so you can afford to be oh, so choosy. The second point to keep in mind is that time is relatively immaterial.

Make sure you keep your asset or wealth list up to date. Aim to increase it by X amount of dollars each and every week and keep setting your own personal bar higher.


Charles Goodwin is the author of the highly rated book “The Secrets Of Wealth Creation Revealed” (available as a paperback or e-book.)  Read more free articles by Charles http://www.wealth-creators-club.com or his Blog “The Esoteric Charles Goodwin” at  http://charlesgoodwin.blogspot.com

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How you too can become a Millionaire – the six dynamic steps of Wealth Creation

By Charles Goodwin


Firstly, it is imperative that you develop a strong and burning desire to be rich and successful - and truly know that you are as deserving to fulfill this desire as anyone else on this wonderful planet.

Developing this unquenchable desire will give you the fearsome will power to overcome the many temptations that will arise to lead you away from the path of wealth creation mastery.
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